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Private Money Loans for Real Estate Investors — Personalized, Fast, and Flexible.

At Prospera Private Capital, we work one-on-one with fix & flip and rental investors to find the right private money solution for your deal — whether you need a rehab loan, a DSCR rental loan, or a creative financing structure that banks won't touch.
Apply Now — It's Free to Get Started

Private Lending Solutiions Build Around Your Deal
As a private money broker, Prospera Private Capital connects real estate investors with the right lenders for their specific deals. We work with a wide network of private capital sources - giving you access to millions in available funding with terms that flexible, relationships-driven lenders can offer and big banks simply can not match.
Property Types We Fund:
We specialize in residential investment properties - the deals active real estate investors are actually doing.
-Single Family Home
-Duplex, triplex & quadplex
-Warrantable condos
-Non-warrantable condos
-Condotels
-5-10 unit property portfolios
*Not sure if your property qualifies? Reach out - we will give you a straight answer
Loan Options:
Whatever your investment strategy, we have a loan produc built for it.
-Fix&Flip
-Short-term financing to acquire and rehab investment properties
-DSCR
-Debt-Service Coverage Ratio loans for long-term and short-term rentals, including Airbnb
-Bridge
-Fast flexible short term loans to bridge the gap between purchases and permanent financing
-Ground Up Contruction(GUC)
-New construction financing for investors building from the ground up
Why Investors choose Prospera:
-We take the time to understand your goals and guide you to the right capital solution - every time.
Honesty
- If a deal won't work, We will tell you upfront - and if it will, we will find the right lender for it. No runaround, no wasted time.
Competitive terms
-We shop out lender network to find you competitive rates and fees that fit yuour deal's number
Personal Service
- you work directly with us - We are with you from apllication to closing.
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